DFRIDebt-Funded Revenue Index
← Methodology

Methodology comparison

Methodologies 1.1.0 and 1.2.0 remain reproducible as published. Methodology 1.2.1 preserves the same 50-company universe and credit-flow inputs while adding the reviewed, filing-backed TJX private-label-card lane.

Methodology 1.1.0 · estimated DFR%
3.27%
80% band 3.02%–3.52% · revenue-weightedTier 1–3Method
Methodology 1.2.0 · estimated DFR%
3.54%
80% band 3.27%–3.81% · revenue-weightedTier 1–3Method
Methodology 1.2.1 · estimated DFR%
3.56%
80% band 3.29%–3.84% · revenue-weightedTier 1–3Method

Company comparison

Each row compares complete bands. Methodologies 1.1.0 and 1.2.0 remain retrievable; the 1.2.1 values are a separately versioned restatement and do not rewrite either prior record.

All values are estimated DFR% bands.
CompanyMethodology 1.1.0 bandMethodology 1.2.0 bandMethodology 1.2.1 band1.2.0 to 1.2.1 midpoint change
ABNB Airbnb1.18%–2.15% (mid 1.54%)1.18%–2.15% (mid 1.54%)1.18%–2.15% (mid 1.54%)+0.00 pp
AMZN Amazon1.66%–2.19% (mid 1.91%)1.66%–2.19% (mid 1.91%)1.66%–2.19% (mid 1.91%)+0.00 pp
AZO AutoZone1.33%–1.79% (mid 1.54%)1.33%–1.80% (mid 1.55%)1.33%–1.80% (mid 1.55%)+0.00 pp
BBY Best Buy2.10%–2.95% (mid 2.50%)2.10%–2.95% (mid 2.50%)2.10%–2.95% (mid 2.50%)+0.00 pp
BKNG Booking Holdings1.02%–2.26% (mid 1.44%)1.02%–2.25% (mid 1.45%)1.02%–2.25% (mid 1.45%)+0.00 pp
CASY Casey's1.36%–1.75% (mid 1.55%)1.36%–1.75% (mid 1.55%)1.36%–1.75% (mid 1.55%)+0.00 pp
CCL Carnival Corporation1.22%–2.10% (mid 1.56%)1.22%–2.10% (mid 1.56%)1.22%–2.10% (mid 1.56%)+0.00 pp
CMG Chipotle Mexican Grill1.37%–1.75% (mid 1.55%)1.37%–1.75% (mid 1.55%)1.37%–1.75% (mid 1.55%)+0.00 pp
COST Costco1.32%–1.82% (mid 1.55%)1.32%–1.81% (mid 1.55%)1.32%–1.81% (mid 1.55%)+0.00 pp
CVNA Carvana1.36%–1.77% (mid 1.55%)16.61%–24.08% (mid 20.26%)16.61%–24.08% (mid 20.26%)+0.00 pp
DASH DoorDash1.33%–1.88% (mid 1.57%)1.33%–1.88% (mid 1.57%)1.33%–1.88% (mid 1.57%)+0.00 pp
DECK Deckers Brands1.17%–2.12% (mid 1.53%)1.18%–2.11% (mid 1.53%)1.18%–2.11% (mid 1.53%)+0.00 pp
DG Dollar General1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)+0.00 pp
DLTR Dollar Tree1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)+0.00 pp
DPZ Domino's1.32%–1.85% (mid 1.56%)1.32%–1.86% (mid 1.56%)1.32%–1.86% (mid 1.56%)+0.00 pp
DRI Darden Restaurants1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)+0.00 pp
EBAY eBay1.20%–2.05% (mid 1.54%)1.20%–2.05% (mid 1.54%)1.20%–2.05% (mid 1.54%)+0.00 pp
EL Estée Lauder1.11%–2.16% (mid 1.50%)1.11%–2.16% (mid 1.50%)1.11%–2.16% (mid 1.50%)+0.00 pp
EXPE Expedia Group1.21%–2.06% (mid 1.54%)1.21%–2.06% (mid 1.54%)1.21%–2.06% (mid 1.54%)+0.00 pp
F Ford Motor Company15.19%–20.94% (mid 17.85%)16.18%–22.26% (mid 19.05%)16.18%–22.26% (mid 19.05%)+0.00 pp
GM General Motors16.12%–21.62% (mid 18.68%)17.10%–22.99% (mid 19.86%)17.10%–22.99% (mid 19.86%)+0.00 pp
GRMN Garmin1.17%–2.11% (mid 1.53%)1.17%–2.11% (mid 1.53%)1.17%–2.11% (mid 1.53%)+0.00 pp
HAS Hasbro1.19%–2.10% (mid 1.54%)1.19%–2.10% (mid 1.54%)1.19%–2.10% (mid 1.54%)+0.00 pp
HD Home Depot1.71%–2.19% (mid 1.94%)1.71%–2.19% (mid 1.94%)1.71%–2.19% (mid 1.94%)+0.00 pp
HLT Hilton Worldwide1.18%–2.16% (mid 1.54%)1.17%–2.16% (mid 1.54%)1.17%–2.16% (mid 1.54%)+0.00 pp
KR Kroger1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)+0.00 pp
LOW Lowe's1.84%–2.40% (mid 2.10%)1.84%–2.40% (mid 2.11%)1.84%–2.40% (mid 2.11%)+0.00 pp
LULU Lululemon Athletica1.28%–1.92% (mid 1.55%)1.28%–1.92% (mid 1.55%)1.28%–1.92% (mid 1.55%)+0.00 pp
MAR Marriott International1.17%–2.14% (mid 1.54%)1.18%–2.15% (mid 1.54%)1.18%–2.15% (mid 1.54%)+0.00 pp
MCD McDonald's1.22%–2.00% (mid 1.54%)1.22%–2.00% (mid 1.54%)1.22%–2.00% (mid 1.54%)+0.00 pp
MGM MGM Resorts1.31%–1.84% (mid 1.55%)1.31%–1.84% (mid 1.55%)1.31%–1.84% (mid 1.55%)+0.00 pp
NCLH Norwegian Cruise Line Holdings1.24%–2.02% (mid 1.55%)1.24%–2.01% (mid 1.55%)1.24%–2.01% (mid 1.55%)+0.00 pp
NKE Nike1.20%–2.07% (mid 1.54%)1.21%–2.07% (mid 1.54%)1.21%–2.07% (mid 1.54%)+0.00 pp
ORLY O'Reilly Automotive1.31%–1.84% (mid 1.54%)1.31%–1.84% (mid 1.54%)1.31%–1.84% (mid 1.54%)+0.00 pp
PEP PepsiCo1.25%–1.97% (mid 1.55%)1.25%–1.97% (mid 1.55%)1.25%–1.97% (mid 1.55%)+0.00 pp
PG Procter & Gamble1.16%–2.10% (mid 1.51%)1.16%–2.10% (mid 1.52%)1.16%–2.10% (mid 1.52%)+0.00 pp
RCL Royal Caribbean Group1.23%–2.01% (mid 1.55%)1.24%–2.01% (mid 1.55%)1.24%–2.01% (mid 1.55%)+0.00 pp
RL Ralph Lauren1.18%–2.13% (mid 1.54%)1.18%–2.14% (mid 1.54%)1.18%–2.14% (mid 1.54%)+0.00 pp
ROST Ross Stores1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)1.37%–1.74% (mid 1.55%)+0.00 pp
SBUX Starbucks1.31%–1.86% (mid 1.55%)1.31%–1.86% (mid 1.55%)1.31%–1.86% (mid 1.55%)+0.00 pp
TGT Target1.71%–2.13% (mid 1.92%)1.71%–2.13% (mid 1.92%)1.71%–2.13% (mid 1.92%)+0.00 pp
TJX TJX Companies1.35%–1.82% (mid 1.56%)1.35%–1.82% (mid 1.56%)2.29%–3.32% (mid 2.75%)+1.19 pp
TPR Tapestry1.18%–2.11% (mid 1.53%)1.18%–2.11% (mid 1.53%)1.18%–2.11% (mid 1.53%)+0.00 pp
TSCO Tractor Supply1.97%–2.90% (mid 2.38%)1.98%–2.91% (mid 2.38%)1.98%–2.91% (mid 2.38%)+0.00 pp
TSLA Tesla5.21%–9.77% (mid 6.96%)6.10%–11.40% (mid 8.16%)6.10%–11.40% (mid 8.16%)+0.00 pp
ULTA Ulta Beauty2.09%–3.19% (mid 2.56%)2.09%–3.19% (mid 2.56%)2.09%–3.19% (mid 2.56%)+0.00 pp
WMT Walmart1.46%–1.84% (mid 1.64%)1.46%–1.84% (mid 1.65%)1.46%–1.84% (mid 1.65%)+0.00 pp
WSM Williams-Sonoma1.36%–1.79% (mid 1.56%)1.36%–1.79% (mid 1.56%)1.36%–1.79% (mid 1.56%)+0.00 pp
WYNN Wynn Resorts1.16%–2.09% (mid 1.51%)1.16%–2.09% (mid 1.52%)1.16%–2.09% (mid 1.52%)+0.00 pp
YUM Yum! Brands1.16%–2.10% (mid 1.52%)1.16%–2.11% (mid 1.52%)1.16%–2.11% (mid 1.52%)+0.00 pp

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