Best Buy BBY

How much of Best Buy's U.S. consumer revenue is funded by new credit? Read the estimate, then inspect the evidence.

2026-Q1 · estimated DFR% of U.S. consumer revenue

2.50%

Midpoint with 80% bandTier 1–3Provenance

Low2.10%Midpoint2.50%High2.95%

Estimated 80% band · share of U.S. consumer revenue

View chart data and provenance

Text equivalent for the current estimated DFR% band for Best Buy.
Period	2026-Q1
Estimated 80% band	2.10% to 2.95% of U.S. consumer revenue
Estimated midpoint	2.50% of U.S. consumer revenue
Evidence	Tier 1–3
Provenance	Company evidence and assumptions

Estimated midpoint: $227 million debt-funded consumer revenue / $9,118 million estimated U.S. consumer revenue.

2026-Q1 · share of estimated debt-funded revenue

Tier 1 37.7%Tier 2 33.0%Tier 3 29.3%

View chart data and provenance

Text equivalent for the evidence-tier decomposition of estimated debt-funded revenue.
Component	Share	Meaning
Tier 1	37.7%	Observed company financing link
Tier 2	33.0%	Category-mapped allocation
Tier 3	29.3%	Fungible proportional allocation
Provenance	Company evidence and registered assumptions

Tier definitions

T1 — Observed: A company disclosure directly links financing to sales.
T2 — Category-mapped: Credit is mapped to spending categories, then to companies using registered weights.
T3 — Fungible: Credit that cannot be assigned directly is allocated broadly by estimated consumer revenue, with the widest uncertainty.

Tier percentages show how the estimate was constructed—not confidence scores. Full methodology

2026-Q1 · multiple of Tier 3 baseline

1.61x

Evidence LiftDefinition

DFR% midpoint divided by this company's 1.55% pure-fungibility baseline.

Evidence-supported

History Evidence Assumptions Sensitivity

History

2026-05-22 · 2026-Q1 refresh

Estimated 2.08%–2.93% of U.S. consumer revenue
Midpoint 2.48%

BASELINE_NO_NEW_10Q · Versioned source record

2026-08-19 · 2026-Q2 refresh

Estimated 1.73%–2.44% of U.S. consumer revenue
Midpoint 2.06%

BASELINE_NO_NEW_10Q · Versioned source record

2026-08-19 · 2026-Q2 refresh

Estimated 1.73%–2.44% of U.S. consumer revenue
Midpoint 2.06%

BASELINE_NO_NEW_10Q · Versioned source record

2026-08-19 · 2026-Q2 refresh

Estimated 1.73%–2.44% of U.S. consumer revenue
Midpoint 2.06%

BASELINE_NO_NEW_10Q · Versioned source record

2026-11-06 · 2026-Q3 refresh

Estimated 2.11%–2.92% of U.S. consumer revenue
Midpoint 2.49%

BASELINE_NO_NEW_10Q · Versioned source record

2026-08-06 · 2026-Q1 methodology snapshot

Estimated 2.10%–2.95% of U.S. consumer revenue
Midpoint 2.50%

VERSIONED_BASELINE · Versioned source record

View chart data and provenance

Text equivalent for every versioned estimated DFR% band in the history chart.
Effective date	Record	Estimated low	Estimated midpoint	Estimated high	Status and provenance
2026-05-22	2026-Q1 refresh	2.08% of U.S. consumer revenue	2.48% of U.S. consumer revenue	2.93% of U.S. consumer revenue	BASELINE_NO_NEW_10Q · Versioned source record
2026-08-19	2026-Q2 refresh	1.73% of U.S. consumer revenue	2.06% of U.S. consumer revenue	2.44% of U.S. consumer revenue	BASELINE_NO_NEW_10Q · Versioned source record
2026-08-19	2026-Q2 refresh	1.73% of U.S. consumer revenue	2.06% of U.S. consumer revenue	2.44% of U.S. consumer revenue	BASELINE_NO_NEW_10Q · Versioned source record
2026-08-19	2026-Q2 refresh	1.73% of U.S. consumer revenue	2.06% of U.S. consumer revenue	2.44% of U.S. consumer revenue	BASELINE_NO_NEW_10Q · Versioned source record
2026-11-06	2026-Q3 refresh	2.11% of U.S. consumer revenue	2.49% of U.S. consumer revenue	2.92% of U.S. consumer revenue	BASELINE_NO_NEW_10Q · Versioned source record
2026-08-06	2026-Q1 methodology snapshot	2.10% of U.S. consumer revenue	2.50% of U.S. consumer revenue	2.95% of U.S. consumer revenue	VERSIONED_BASELINE · Versioned source record

Refresh records are append-only. A new filing adds a record; it never replaces the earlier band.

Evidence

Input	Evidence	Tier
Financing-to-sales link	“We facilitate credit applications in our stores and online.” Specific SEC filing	Tier 1
Revenue denominator	Pinned SEC XBRL filing; U.S. consumer share is registered as an assumption.	Tier 2

Assumptions

Sensitivity

Top five assumptions by absolute correlation with the estimated band.

A-T1-BBY-CARD-001 — increases the estimate; absolute correlation 0.864.
A-T2-REV-GENERAL-001 — increases the estimate; absolute correlation 0.336.
A-DEN-BBY-001 — decreases the estimate; absolute correlation 0.260.
A-T3-NONREV-FUNGIBLE-001 — increases the estimate; absolute correlation 0.234.
A-T3-REV-FUNGIBLE-001 — increases the estimate; absolute correlation 0.117.